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COACH
HOLIDAY TRAVEL INSURANCE
A
Special Coach Holiday Travel Insurance Scheme is available for all
passengers travelling on our holidays from AXA Insurance (UK) plc
who are authorised and regulated by the Financial Services
Authority. Should you wish to take advantage of our Coach Holiday
Travel Insurance please include the appropriate premium when booking
your holiday.
DEMANDS AND NEEDS
This
insurance policy will suit the Demands and Needs of an individual
,or group(where applicable) who have no excluded pre-existing
medical conditions, are travelling in countries included within the
policy terms and who wish to insure themselves against unforeseen
events detailed in the cover section below. Subject to the terms,
conditions and maximum specified claim limits.
IMPORTANT
We
will not provide you with advice about the suitability of this
product for your individual needs but will be happy to provide you
with factual information
We
summarise below the details of the insurance cover provided which
also includes INTERNATIONAL MEDICAL RESCUE - 24-hour emergency
service. The following is a brief summary of the cover available.
Full details of Cover, Policy Warranties and Exclusions will be
forwarded with your confirmation of booking. In any event you may
ask for a specimen copy of the Policy Wording before booking should
you wish to examine this in advance.
POLICY EXCESS
Cancellation,
Curtailment, Holiday Abandonment and Loss of Deposit for holidays up
to and including 3 days £NIL. For holidays over 3 days Loss of
Deposit excess £10.00 each and every loss. For holidays over 3 days
excess £35.00 each and every loss for Cancellation, Curtailment and
Holiday Abandonment. Medical and Other Expenses, Personal Property
and Money excess £30.00 each and every incident per Insured
Person.
IMPORTANT –HEALTH CONDITIONS
If you are
travelling in England, Scotland, Wales, Northern Ireland or Isle of
Man and can answer NO to questions 1, 2 and 3 immediately below, it
will not be necessary for you to complete a Self Declaring Medical
Form. The Standard Policy Terms, Conditions and Exclusions shall
apply.
It
is a condition that at the time of taking out this policy and
between that time and your departure you must comply with each of
the following:
1) You are not
aware of any reason why the trip should be cancelled or cut short
2) You are not
travelling:
a) against the advice of a medical practitioner
b) for the purpose of obtaining medical treatment, or
c) if you have been given a terminal prognosis
3) You are not
receiving or awaiting treatment for an illness or injury as a
hospital day case or in-patient, as any claim arising from this
injury or treatment will not be covered.
In addition if you are travelling
outside England, Scotland, Wales , Northern Ireland or the Isle of
Man , the following additional conditions will apply:
You must notify
the Issuer of this policy immediately of any of the conditions
listed below arising between the date the policy is issued and the
time of departure of the trip. We must be informed of any fact which
is likely to influence us in the acceptance, assessment or
continuance of this insurance. Failure to do so may invalidate this
insurance, leaving you with no right to make a claim.
1) If you have
received medical treatment as a hospital day case, in-patient or
out-patient during the six months prior to the booking of the trip,
you must obtain from a medical practitioner at your cost confirming
that you will be fit enough to take the trip.
2) if you are
undergoing medical treatment as a hospital out-patient at the date
the final balance of the trip is due to be paid, a certificate of
fitness confirming your ability to travel must be obtained by you at
your cost.
* If you are on
medication at the time of travel your medical condition is stable
and well controlled.
The
Policy contains the following General Exclusions:
You are
not covered for anything caused directly or indirectly by you
suffering from
Stress, anxiety or depression unless it has been investigated and
diagnosed as such by a Consultant specialising in the relevant
field, who must confirm in writing at your cost that you are fit
enough to take this trip
COOLING OFF PERIOD
You
should read your policy immediately to ensure it meets with your
requirements. If for any reason it does not it must be returned to
the issuer of the policy within 14 days of the date of issue or
prior to travel which ever is the sooner. Your money will be
refunded in full, provided no claims have been made or incident
likely to give rise to a claim has arisen. If you cancel your policy
after 14 days no refund will be given.
The
Travel Insurance Premiums and cover offered in our brochure and on
our website are correct for all Holidays booked up to and including
the 31st December 2008. Any Holidays booked and Insurance
issued after this date will be subject to change and FSA regulation. |